World Mastercard vs. World Elite Mastercard: Which is Better?
There are many types of Mastercards, each offering distinct benefits, making the world of rewards credit cards even more complex. While their features may appear similar, the World Mastercard and World Elite Mastercard provide unique advantages. If you’re seeking incentives, the World Elite Mastercard might be your go-to choice.
The regular Mastercard offers fewer benefits, such as credit monitoring, emergency support, zero liability for fraudulent transactions, and theft protection. The World Mastercard and the World Elite Mastercard are two of the most valued Mastercards. Want to know more? Read on!
World Mastercard
The World Mastercard offers various travel perks and special deals. Cardholders can enjoy the following benefits:
ShopRunner Membership
With a ShopRunner membership, you gain access to hundreds of online retailers, including Neiman Marcus, Bloomingdale’s, and Under Armour, offering free two- day shipping and returns. This $79 annual service is perfect for frequent online shoppers, simplifying and speeding up the process of returning items.
Travel Concierge
The World Mastercard offers a 24/7 travel concierge service, acting like a personal travel assistant to help you plan vacations, book hotels, and provide recommendations on dining and attractions. This service is invaluable for last-minute changes, emergencies, and ensuring a seamless travel experience, especially abroad.
Lowest Rate Guarantee
If you prepay for a hotel stay and later find a lower rate, Mastercard guarantees a refund of the difference. This benefit eliminates the stress of fluctuating hotel prices, ensuring you always get the best value. Simply file a claim within a set period, and Mastercard will take care of the rest.
Cellphone Protection
Pay your monthly phone bill with your World Mastercard to receive up to $1,000 in smartphone protection against theft and damage. This benefit provides peace of mind for one of your most valuable possessions, with a limit of $600 per claim and two claims per year.
Global Emergency Services
Mastercard offers global emergency services to assist travelers with lost luggage, travel documents, and medical or legal referrals. Available 24/7, these services provide reassurance to travelers facing unexpected issues abroad.
Accommodation Savings
Unlike the World Elite Mastercard , the World Mastercard offers a 10% discount on luxurious homes and villas through a partnership with Onefinestay. This benefit enhances your travel experience with exclusive savings on luxury accommodations.
Hotel Stay Guarantee
If your hotel stay fails to meet expectations, Mastercard can help you find alternative accommodations. Their lowest-rate guarantee ensures you get the best deal, providing financial and mental assurance against disappointing lodging.
Mastercard Airport Concierge
Enjoy specialized assistance at over 700 airports with the World Mastercard Airport Concierge. This service offers help with arrivals, departures, and connections for a seamless airport experience.
Mastercard Priceless Cities
Access exclusive promotions, events, and unique VIP experiences with Mastercard’s Priceless Cities program. From culinary adventures to cultural events and behind-the-scenes tours, this benefit transforms routine travel into unforgettable experiences.
Priceless Golf
Mastercard’s Priceless Golf program offers discounts and exclusive experiences to golfers, including lessons from PGA Tour pros and access to top-tier golf courses. Perfect for golf enthusiasts looking to enhance their game and enjoy unique experiences.
World Elite Mastercard
Although the World Elite Mastercard comes with a higher annual fee, it offers additional benefits beyond those of the World Mastercard. Cardholders can enjoy the following perks:
Lyft Credit
Receive $10 in Lyft credit after completing five rides in a month. This benefit offers a convenient way to manage transportation expenses while encouraging frequent use of Lyft.
Fandango Credit
Purchase two movie tickets and receive a $5 credit for future cinema tickets or at-home movies. Ideal for movie lovers, this benefit makes watching the latest films more affordable.
Boxed.com Benefit
Earn 5% back in rewards on purchases made at Boxed.com, perfect for those who buy groceries and household items in bulk. This benefit helps you save on essentials, optimizing the value of bulk purchases.
World Elite Concierge
Access a personal assistant 24/7 with the World Elite Concierge service. Whether you need help finding a rare item or booking a dinner reservation, this service streamlines your efforts and elevates your lifestyle with convenience and support.
In addition to these benefits, the World Elite Mastercard offers enhanced cellphone protection with a maximum claim amount of $800. Some popular World Elite Mastercard options include Lufthansa Miles & More, Free Spirit Travel More, Citi Prestige, and Citi Premier.
Which One Is the Best?
So, which is better: the World Mastercard or the World Elite Mastercard? The answer depends on your preferences and needs. Consider each card’s features, benefits, and insurance offers. Once you find a card with the features you desire and an affordable annual fee, give it a try!